Disclaimer

This Website is owned and operated by The Local Folk Group Pty Ltd (ABN 98 587 515 422) (“Company”, “we”, “us”).

This Disclaimer, together with the Terms of Use and Privacy Policy, governs your access to and use of www.thelocalfolk.com.au, including any content, functionality, products, services, programs, and resources offered on or through the Website (the “Website”), whether as a guest or a registered user.

Please read this Disclaimer carefully before using the Website. By accessing or using the Website, or by clicking to accept or agree to the Terms of Use where this option is made available, you accept and agree to be bound by this Disclaimer. If you do not agree, you must not access or use the Website.


For Educational and Informational Purposes Only

The information contained on this Website and any resources available for download are provided for educational and informational purposes only.


Not Legal Advice

The information contained on this Website is not intended to be, and shall not be understood or construed as, legal advice. Nothing on this Website constitutes a recommendation that you should not consult with a qualified legal professional regarding your specific situation.

The Company expressly recommends that you seek advice from a licensed legal professional before taking any action.

The Company shall not be held liable for any errors or omissions on this Website or for any loss or damage suffered as a result of reliance on information without obtaining appropriate legal advice.


Not Financial Advice

The information contained on this Website is not intended to be, and shall not be understood or construed as, financial advice. Nothing on this Website constitutes a recommendation that you should not consult with a qualified financial professional regarding your specific circumstances.

The Company expressly recommends that you seek advice from a licensed financial professional before taking any action.

The Company shall not be held liable for any errors or omissions or for any loss or damage suffered as a result of reliance on information without obtaining appropriate financial advice.


Not Tax Advice

The information contained on this Website is not intended to be, and shall not be understood or construed as, tax advice. Nothing on this Website constitutes a recommendation that you should not consult with a qualified tax professional regarding your specific situation.

The Company expressly recommends that you seek advice from a licensed tax professional before taking any action.

The Company shall not be held liable for any errors or omissions or for any loss or damage suffered as a result of reliance on information without obtaining appropriate tax advice.


Not Professional Advice

The information contained on this Website is not intended to be professional advice of any kind. While the Company operates within its areas of expertise, the information provided is not a substitute for advice from a qualified professional who is familiar with your individual circumstances.

The Company recommends that you seek appropriate professional advice before acting on any information provided on this Website.

Neither the Company nor its owners, contractors, or employees shall be held liable for any errors, omissions, or outcomes resulting from reliance on information provided on this Website.


No Professional-Client Relationship

Your use of this Website, including implementation of any suggestions or use of any resources available on the Website, does not create a professional-client relationship between you and the Company.

A professional-client relationship is only formed through a separate written agreement signed by both parties. Use of this Website alone does not establish such a relationship.


User’s Personal Responsibility

By using this Website, you accept full personal responsibility for the results of your actions. You agree to take full responsibility for any harm or loss resulting from the use or non-use of information available on this Website.

You agree to exercise your own judgment and conduct due diligence before implementing any strategy, recommendation, or action.


No Guarantees

The Company makes no guarantees regarding outcomes, results, income, growth, or success of any kind.

Any examples, case studies, or testimonials shared on this Website are not guarantees of future performance. Results vary based on individual effort, experience, and circumstances.


Lifetime Access

Where products or programs are marketed as including “lifetime access,” this refers to access for the lifetime of the product or program, not the lifetime of the purchaser.

You will have access to the program area for as long as the program exists, and no less than 120 days from purchase. If the Company intends to close a program area, reasonable notice will be provided along with an opportunity to download included resources.


Program Updates

The Company may update program content for a limited period following purchase. Unless otherwise stated, updates are not guaranteed beyond six (6) months from the date of purchase.

Low-ticket digital products, including products released in editions or versions, are excluded from update guarantees. New editions are sold separately and do not entitle prior purchasers to future versions without an additional purchase.


Errors and Omissions

This Website is a public resource intended to provide general information. While reasonable care is taken to ensure accuracy, the Company does not guarantee that the Website is free from errors or omissions.

You acknowledge that information may be incomplete, outdated, or incorrect and agree to verify any information before relying on it.


Affiliate Links

The Company may participate in affiliate marketing and include affiliate links on some pages. This means the Company may earn a commission if you purchase through an affiliate link.

Affiliate relationships do not influence content integrity. You are responsible for determining whether any affiliate product or service is appropriate for your needs.


No Endorsements

References to third-party products, services, or experts are provided for informational purposes only and do not constitute endorsements. You are responsible for conducting your own evaluation before engaging with any third-party offering.


Testimonials

Testimonials reflect real experiences of clients or customers but do not represent typical results and are not guarantees of outcomes. Your results may vary.


Earnings Disclaimer

Any references to income or financial outcomes are illustrative only. There is no guarantee that you will achieve similar results. Your success depends on multiple factors including effort, experience, and market conditions.

The Company is not responsible for any success or failure related to your use of products or services.


No Warranties

All content, products, and services are provided “as is” without warranties of any kind, express or implied, including warranties of merchantability or fitness for a particular purpose.


Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Website or reliance on its content.

Your sole remedy for dissatisfaction with the Website or its content is to discontinue use.


Contact Us

If you have questions regarding this Disclaimer, please contact:

The Local Folk Group Pty Ltd
21a Central Ave
Torquay VIC 3228
Australia

Email: [email protected]


Effective as of: 2026